Today, a large number of banks and financial institutions have made it possible for you to achieve your financial goal. With a complete range of personal lending options, you can get financial aid whether you need to make home repair, pay down high interest debts, or finance a major purchase. Bank of Nevada, a division of Western Alliance Bank, is a reliable place where you can get a variety of personal loans with competitive rates and flexible terms.
Bank of Nevada was founded in 1994 and now it operates 11 branch offices in Las Vegas, North Las Vegas, Henderson and Mesquite. The bank employs over 800 people and it is a valuable partner for Southern Nevada’s real estate, business, municipal, professional and nonprofit communities. The bank offers a full range of deposit, treasury management, lending and online banking products and services to its customers.
Secured Personal Loans
Bank of Nevada offers secured personal loans that are very convenient for one-time lump sum requirements. You can place your assets such as car, home, savings or CDs as collateral against this personal loan. As you are offering collateral, the bank will offer you very competitive interest rate and flexible repayment terms. With fixed rate and fixed monthly repayments, you will not have to worry about any changes in your repayment amounts. Use your secured loan amount to purchase a car, plan a vacation, or pay child’s education.
Unsecured Personal Loans
If you need urgent cash but don’t want to provide any collateral against the loan, get an unsecured personal loan from Bank of Nevada and meet your cash needs. A drawback of this loan option is that the interest rate is comparatively higher than that of a secured loan. This is because of the risk that the bank has as you are not providing any collateral. However, you may still be able to get a very competitive rate if you have good to excellent credit score and a reliable source of income. Use your unsecured loan to pay down high interest credit card bills and meet unexpected bills.
Auto, Boat and RV Loans
Other than secured and unsecured loans, Bank of Nevada offers vehicle loans for used or new cars, trucks, boats, motorcycles, and ATVs. This auto loan will help you realize your dream of taking a fishing trip or offroad adventure rides. Competitive interest rates and flexible terms based on borrowers’ credit rating and financial status are made available by the bank. To make your loan application, visit the nearest bank branch or call a customer service representative of the bank.
Bank of Nevada offers Success Line, which is a revolving line of credit linked to your checking account with the bank. The best thing about this lending option is that funds get transferred automatically from available credit limit of your Success Line to your checking account when you need to pay for checks or other bills that are larger than the balance in your checking account.
Moreover, you can take advances up to the credit limit in your Success Line and use it the way you want. Your Success Line helps you prevent crucial payments from being declined or returned. You can visit a nearby banking office or call 702-248-4200 to speak with a bank representative and make your application.