New Credit America Personal Loans

New Credit America is a finance company headquartered in Portland, Oregon. It assists customers across the United States with several loan products and offers. The main aim of the company is to help customers pay off existing debts at the lowest interest rate possible. Loans are offered at a fixed interest rate, and so the monthly payments remain the same throughout the loan tenure.

The lender understands each and every customer’s requirements and therefore tailors the loan as per his/her needs. The APR charged is 29.7% without any origination fee nor a pre-payment penalty. The lender also offers flexi-payment options and reports to three main credit bureaus namely Transunion, Experian and Equifax. It gives you a chance to improve your credit score along with your financial situation.

Personal Loan Application Process

In order to be eligible for a personal loan from New Credit America, you need to fill out an application form and enter basic information. The lender would assess each and every information entered and verify the same. You will need to provide your name, phone number, email, date of birth, SSN, employment details and proof of income.


The company follows the same encryption standards as any bank thus assuring complete safety and security of the information submitted. After the lender verifies all your information, loan officials would tell you how much loan you can afford. If you get selected, you would be on your way of resolving debts and leading a debt-free life.

Contact New Credit America

Each and every customer of New Credit America is given a separate account that can be accessed on the company’s website. If you are a new customer, you can call their support team at (877) 373-2330 or send an email to

Customers who wish to write to them can send their correspondence to the following address:

New Credit America
PO BOX 9125
PORTLAND, OR 97207-9125

Personal Loans for those with Bad Credit

If your credit score is less-than-perfect and do not stand a chance to qualify for any further loan, New Credit America can offer a helping hand. The company claims that their loans are designed to refinance old loans and give a new start to customers. It helps you have a control on your finances and approves loans only through referrals from partners in the debt-relief industry.

No matter what your credit score is, you can get in touch with the lender and see if you qualify for a loan. The interest rate may seem to be on the higher side, but that is the norm for those with poor credit. New Credit America also has flexible payment options. You can contact loan officials to discuss your monthly payments and ease out on the burden of existing loans.

Why New Credit America?

New Credit America is quick in decision making and approval. As per online reviews, customers have got their loan approved and amounts credited into their accounts within next business day. The entire loan process right from start to finish is taken care brilliantly by loan officials. They help you reduce your payments if you lose a job or suffer from a sudden disability.

Loan officials are courteous and answer all your queries patiently. It reports to three major credit bureaus so if you make your monthly payments on time, you may even improve your credit score. It may seem to be a small beginning but becoming debt free is surely a huge milestone in life.

Apply personal loans at other lenders:-

  1. Loans up to $5,000 at
  2. Freedom Financial Network:- Get fixed-rate loans with personalized rates and terms.
  3. Payoff:- A way to Pay off Credit Cards
  4. LendingPoint:- Apply for a Personal Loan up to $20,000 at!
  5. - Get up to $1000 in Your Bank Account

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