Whether you need cash to make a major purchase, plan a vacation, pay off high-interest debts, or make home repairs, you may consider getting a personal loan to meet your needs. Prosperity Bank, one of the leading banks in Texas, offers a complete range of personal loans to choose from when you need some financial help.
Prosperity Bancshares or Prosperity Bank is a regional financial holding company based in Texas and it was founded in 1983. As of March 31, 2015, it is a $21.607 billion company employing over 3000 people. The bank operates more than 244 full-service banking offices spread across Texas and Central Oklahoma area.
The bank provides a huge variety of deposit products and traditional loans to its customers. Other than the established banking products, the bank offers several other services that include Internet banking, credit cards, retail brokerage services, trust and wealth management, mobile banking, mortgage services and 24 hour voice response banking.
Which types of personal loans are available at Prosperity?
Prosperity Bank offers a wide variety of loans to meet your financial needs. You can visit any of the branch locations to make your loan application or contact the bank through phone. Get a review on different types of personal loans offered by the bank are as follows.
Vehicle loans (Used and New)
If you are looking to buy your dream car, Prosperity can offer you a vehicle loan at very competitive rates to fulfill your dream. Auto loan terms for up to 60 months are available with the bank and you can also get a used car loan from them. You will have to call the bank or visit any of the nearest branches to find more information regarding their auto loan requirements.
Prosperity offers a variety of home loans that include mortgage, home equity and home improvement loans. You can borrow up to 80% of the value of your home, excluding liens and existing mortgages. The bank offers competitive interest rates and flexible repayment terms with its home loans. Borrowers can get several benefits such as:
- Fixed & adjustable interest rates
- Minimum closing costs and local servicing
- Fast approval process
- It is available for purchasing, refinancing, or making home improvement
You can call 806-767-8260 or 1-800-657-9500 to speak with the home loan center of the bank for more information. The bank also offers other loans such as boat, RV and other vehicle loans at competitive rates. Moreover, you can get commercial loans from the bank if you are looking to expand your existing business or start a new business set-up.