Republic finance offers consumer loans and has been in the lending industry since 1955. It takes care of all consumer needs and provides money to meet an individual’s financial requirement. Right from auto loans, bill consolidation loans, vacation loans, personal loans or improvement loans, all are offered under one roof.
Contact Details of Republic Finance
The lender can be contacted at any nearby branch. Existing customers should keep their account numbers ready for quick assistance. New customers may walk in to any branch and get in touch with their customer care executives. You can also call them on the following numbers:
Phone: (225) 927-0005
Toll Free: (800) 317-7662
The lender carries out its operations in eight states and covers mainly the southern part of USA.
Republic Finance Personal Loans for Bad Credit
There is not much information about the lending terms and conditions on the lender’s official website. However, online reviews state that Republic Finance customers are not satisfied with the service and products of the lender. They carry out businesses with one of the credit bureaus and gain access to customer’s credit scores.
It is not clear if they encourage customers with bad credit as the lender is not considered safe enough to carry out loan operations. One customer was rejected a loan from Republic Finance because he/she had a bad credit.
Customer Care Service
Republic Finance customer care department is alleged to be unprofessional. They do not make any changes to customer’s personal information such as address or marital status even after informing the lender well in advance. The lender did not update one customer’s address for a year, which is why the customer stopped receiving statements. The lender further started to prepare for legal action against the customer, despite of being in fault themselves.
Reviews of Republic Finance
Online customer reviews state that the bank charges exorbitant interest rates and fees. It further threatens customers who default on paying monthly payments by harassing him every day. The lender is not ready to listen to the customer’s situation and demands immediate action.
This holds true with most of the lenders as none of the lending institution would encourage defaulters. However, there are lending companies that become lenient on loan terms if there is a medical emergency or a loss of job. Republic Finance does not take it to consideration any personal emergency for not being able to pay the monthly dues.
Any lender you choose; it is very important to read online reviews before taking the final call. Unfortunately, Republic Finance is one such lender that has received a lot of negative feedback on the Internet. However, you can still contact the loan officials and ask them for all details regarding payment, interest rates, late fee, and other charges if any.
It is better to be well-versed with the fine-print and get to know all the loopholes in the lender. Taking an informed decision will not only save you from paying extra, but will also help you to become debt free at the earliest.
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